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The Best Businesses Credit Offers On The Planet!elpt
Quick Tip:
The business credit card with the lowest APR is the Kiva BusinessCard (for business owners) and the Kiva Credit Card for Business Professionals (non-owners) the APR is prime rate plus 2.99%.
It features a 0% balance transfer offer for 15 months, longer than all other credit cards.

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Kiva Business Card For Both Business Owners and Business Professionals
Use your Kiva Credit Card to change the life of a business owner in a developing country. Apply now and you'll receive these unbelievable benefits:
- Advanta will match your grant to Kiva...dollar for dollar†
- Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% Fixed APR thereafter
- Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other eligible purchases.*
- No Annual Fee
- $0 Fraud Liability
†Up to $200 per account per month in total. See Matching Program Terms for details.
*See Terms & Conditions for important information, benefits and limitations.
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Join the Kiva Business 4 Business Project - Use your Kiva Business Credit Card to change the life of a business owner in a developing country.
Who can apply for the Kiva BusinessCard?
Any business owner can apply for this card.
Who can apply for the Kiva Credit Card for Business Professionals?
Any working business professional can apply for this card. This means that you need not be a business owner to enjoy the same great benefits of the Kiva Card!
Another Opportunity to Give Back
This is a chance for business men and women lile you to help someone start and grow a business in a developing country.
We have all been blessed in so many ways. Kiva is a wonderful way to multiply those blessings, by sharing what we have been given with others.
We are entrepreneurs and understand the needs of entrepreneurs everywhere. The availability of money and business loans is a key factor in growing any business. We know this reality quite intimately through our own experiences.
By supporting entrepreneurs in the developing world, they will have a chance to elimination poverty hunger and illiteracy in their own communities. Every individual has the power to make a difference. Would you consider joining with us, come join our team check it out
Thanks!
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What others are saying about www.Kiva.org:
"Revolutionising how donors and lenders in the US are connecting with small entrepreneurs in developing countries."
- - BBC
"If you've got 25 bucks, a PC and a PayPal account, you've now got the wherewithal to be an international financier."
- - CNN Money
"'Smaller investors can make loans of as little as $25 to specific individual entrepreneurs through a service launched last fall by Kiva.org."
- - The Wall Street Journal
"An inexpensive feel-good investment opportunity... All loaned funds go directly to the applicants, and most loans are repaid in full."
- - Entrepreneur Magazine |

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- 0% Intro APR* on Card Purchases and Balance Transfers
- 12,000 Bonus Miles*
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No annual fee
- Earn Double Miles on travel and gas*
- Travel with no restrictions – book any airline, any date, any seat
Sign up for a Discover® Business Miles Card today and enjoy a 0% Introductory APR* on Card Purchases and Balance Transfers for 12 months with a BT Fee. Plus, get 12,000 Bonus Miles*. There is no annual fee and you can earn Double Miles on travel and gas. Plus, travel with no restrictions – book any airline, any date, any seat. APPLY NOW!
*View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0% Intro APR for 12 months on purchases
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3.9% intro APR for 6 months on balance transfers
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13.99%
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0% Until April 2026
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None
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Average Credit
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Advanta Kiva BusinessCard
Use your Kiva BusinessCard to change the life of a business owner in a developing country. Apply now and you'll receive these unbelievable benefits
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Advanta will match your grant to Kiva...dollar for dollar†
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Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% Fixed APR thereafter
-
Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other purchases.*
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No Annual Fee
-
$0 Fraud Liability
†Up to $200 per account per month in total. See Matching Program Terms for details
*see Reward Program Rules for additional important information, benefits and limitations limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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Prime plus 2.99% - currently 7.99%
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0% for the first fifteen billing cycles then 7.99%
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None
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Good Credit
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If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation, a Pulaski Bank MasterCard® or VISA® Card.
- Pulaski Bank offers MasterCard Gold, Regular MasterCard, and Visa Classic cards.
- Purchase rate is a fixed 6.50% annual percentage rate (apr).
- Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing is 6.50%.
- No cash advance or balance transfer fees.
*See website for complete terms and conditions of card usage and application disclosure.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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6.5% Fixed
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0% 6 Months
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None
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Average Credit
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*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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Prime plus 2.99%
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2.99% For Life
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None
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Average Credit
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- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
JetBlue® Business Card from American Express® is ideal for frequent travelers who are looking for ways to turn both their airfare and everyday purchases into future discounts on trips with JetBlue.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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17.24%
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3.99% 6 Months
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$40.00 First Card - Additional Cards Free
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Average Credit
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- Earn 5% cash back on automobile gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- 0% introductory APR for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- Fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
We are pleased to introduce the SimplyCash® Business Card from American ExpressSimplyCash® Business Card from American Express®. This new card will reward your shoppers with benefits such as cash back on gas, office supplies, wireless services and everything else!
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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From 6.5%
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7.99% For Life
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None
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Excellent Credit
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- Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel.
- Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
- Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- No annual fee for the first year and $45 thereafter
- Express Approval. Get a decision in less than 60 seconds.
Exclusive shopping and travel rewards. Earn free nights and free flights. Apply now for Starwood Preferred Guest® Credit Card from American Express.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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2.90%
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6 Months
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17.24%
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2.90 6 Months
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None
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Average Credit
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- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
No other card rewards you like the Discover® Business Card. Enjoy a 0% Introductory APR* on Balance Transfers and Card Purchases for 12 months and earn 5% Cashback Bonus® on office supplies, 2% Cashback Bonus® on gas and up to 1% Cashback Bonus® on all other purchases*. Plus, pay no annual fee and add free employee cards with customizable limits and monthly reporting on their spending. APPLY NOW!
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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13.99%
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0% 12 Until April 2026
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None
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Average Credit
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- No annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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6 Months
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From 8.24%
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0% 6 Months
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None
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Excellent Credit
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Advanta Platinum BusinessCard with Unlimited Rewards
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
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7.99% Variable APR (based on Prime) on Purchases
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NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
- 1 point for every dollar in purchases
- No blackout dates on air travel
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No Annual Fee and No Limit on the points you can earn
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Get employee cards with no fee and set monthly spending limits per user
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$0 Fraud Liability
- Personalized card - your company name on the top of the card
*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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Prime + 2.99%
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0% 15 Months
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None
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Average Credit
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- No Annual Fee
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
Put your business name where it counts. With the Advanta Platinum Business MasterCard® you receive a 0% Intro APR* on purchases AND balance transfers, up to $50,000 credit limit and no fees. You also receive a customized card with your business name plus all the advantages of online account management, as well as, worldwide acceptance of MasterCard®.
* see Terms & Conditions for more information
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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Prime plus 2.99% - currently 7.99%
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0% for the first fifteen billing cycles then 7.99%
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None
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Average Credit
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Earn up to 10,000 Bonus Miles* with the WorldPerks® Visa® Card! The WorldPerks Visa Card offers you a fast and easy way to earn additional WorldPerks miles without leaving the ground. Use your WorldPerks Visa Card to charge everyday purchases as well as large purchases like home furnishings and travel, and earn WorldPerks miles for the dollars you spend. Now that Northwest Airlines® is a member of the SkyTeam® Global Alliance, you'll have even more redemption opportunities! Combine the miles you earn with your Northwest Airlines flight miles and other partner miles to earn award travel faster on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, Alaska Airlines and other qualified WorldPerks Airline Partners.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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17.25%
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Yes
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Yes
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Average Credit
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Advanta Customizable Platinum BusinessCard with Unlimited Rewards
Whether you want to showcase your business using your logo, a favorite photo or simply by putting your business name at the top of the card, Advanta provides you with three ways to promote your business every time you use your card.
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0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
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7.99% Variable APR (based on Prime) on Purchases
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NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
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No Annual Fee and No Limit on the points you can earn
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Get employee cards with no fee and set spending limits per user
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$0 Fraud Liability
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Personalized card -- your company name on the card, plus logo or other image!
*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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7.99% Variable
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0% for the first fifteen billing cycles then 7.99%
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None
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Average Credit
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- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
- Earn Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement/hardware stores, and the U.S. Postal Service.
- Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
- Earn one mile for every dollar on other eligible purchases
- Miles never expire and there is no cap on the miles you can earn
- Earn 2,500 bonus miles for adding an Additional Cardmember
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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15.99% (V)
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3.90% For Life
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Yes
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Average Credit
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- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night*
- Earn 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 you would earn for your Card spending
- Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
(2,500 HHonors bonus points each stay)
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at
supermarkets, drugstores, gas stations, dining establishments and more
- Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
- No annual fee
- Express Approval. Get a decision in less than 60 seconds.
Earn points with every stay and every purchase. From dining out to fueling your car, you can use the Hilton HHonors® Platinum Credit Card from American Express wherever American Express Cards are welcomed.
*See Card Terms and Conditions
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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17.24%
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2.90% 6 Months
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None
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Average Credit
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- Unsecured line of credit up to $100,000
- No Annual Fees and No Maintenance Fees
- Personal Relationship Manager
- Fast Access to funds via check, credit card and online transfer
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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From Prime + 0%
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None
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None
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Excellent Credit
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Advanta Platinum 90-Day Interest Free BusinessCard
Enjoy 90 DAYS INTEREST FREE on all purchases...year after year
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0.00% for three billing cycles after each purchase.
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15.99% (V)
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YES
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None
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Average Credit
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Advanta Business World MasterCard
An exceptionally rewarding business card
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Get 50% Bonus Points every year, when you make all payments on time
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Earn points faster - with No Earnings Cap and No Air Travel Seat Restrictions
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Thousands of merchandise, gift card and travel options
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No Pre-Set Spending Limit*
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All with no annual fee
*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
|
|
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16.99% (V)
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None
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Average Credit
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|
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Use your Kiva Credit Card to change the life of a business owner in a developing country. Apply now and you'll receive these unbelievable benefits:
- Advanta will match your grant to Kiva...dollar for dollar†
- Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% Fixed APR thereafter
- Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other eligible purchases.*
- No Annual Fee
- $0 Fraud Liability
†Up to $200 per account per month in total. See Matching Program Terms for details.
*See Terms & Conditions for important information, benefits and limitations.
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Intro APR
|
Intro Period
|
Regular APR
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Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
|
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Prime plus 2.99% - currently 7.99%
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0% for the first fifteen billing cycles then 7.99%
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None
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Good Credit
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myFICO is the ONLY place where you can get your FICO scores, the scores that lenders use, from all three credit bureaus. Credit repair has gotten a bad reputation and as a result is regulated by federal law and laws in a number of states. myFICO is not a credit repair site and we do NOT allow affiliates that are in the credit repair business or that have credit repair content or links within their web sites.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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20% Off Sale
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Good Credit
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Great web hosting!
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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$7.95 month - UNLIMITED
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No Credit History
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